Melvi as an alternative to Organizze

Melvi connects your banks through Open Finance from R$ 24.90 a month (prices in Brazilian reais), shows what is still due over the next 12 months, and does the math on a purchase before you make it. At Organizze, the bank connection starts at R$ 49 a month.

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Why switch from Organizze to Melvi

In Melvi, every paid plan already connects your bank through Open Finance, from R$ 24.90 per month. At Organizze, the connection starts on the Conectado plan, at R$ 49. That difference is enough to start your emergency fund in the first month.

Melvi also shows what is still due and what is left in each of the next 12 months, with each card installment in the month of the card bill. Before you buy that refrigerator in 10 installments, you simulate it and see which month gets tight.

Want to chat about your money? In Organizze, you connect the app to ChatGPT, Claude, or Manus through a connector. In Melvi, the chat is already inside the app, and you just ask Melvi or Firvo.

Every Melvi plan includes every feature. What changes is how many banks, conversations, and statements you use. And there is nothing to install, because Melvi opens in the browser on your phone and computer.

Prices, side by side

The two count their limits differently. Melvi counts banks, and Organizze counts accounts and cards. If your bank has an account and a card, that is one bank in Melvi and could be two in Organizze.

PlanBank connectionMonthlyYearly
Organizze ManualNo connection, manual entriesR$ 39 per month12 installments of R$ 29.90 on the yearly plan
Melvi Essential1 bankR$ 24.90 per monthR$ 19.90 per month on the yearly plan
Melvi Pro3 banksR$ 44.90 per monthR$ 34.90 per month on the yearly plan
Organizze ConectadoUp to 3 accounts or cardsR$ 49 per month12 installments of R$ 39.90 on the yearly plan
Melvi Complete6 banksR$ 89.90 per monthR$ 69.90 per month on the yearly plan
Organizze Conectado PlusUp to 10 accounts or cards, including business onesR$ 79 per month12 installments of R$ 69.90 on the yearly plan

These are Organizze's regular prices. Until November 27, 2026, Organizze offers up to 30% off the yearly plan, according to its plans page. In Melvi, the quiz that shows what is left or short in a month is free, and you see the price before you subscribe.

What Melvi does for your money

  • Accounts, cards, and investments arrive on their own through Open Finance, which is regulated by Banco Central. See how Melvi uses Open Finance.
  • Your emergency fund and goals have a pace: you know how much to save each month and the month you get there.
  • Every number comes from a calculation made in code, with fixed rules. Artificial intelligence explains the result and does not make up amounts. See how Melvi calculates.
  • Melvi reads your data. It does not pay or transfer money, and it never asks for your bank password. See Melvi's security.
  • Is your bank not connected through Open Finance? Upload a statement as a PDF, CSV, or OFX file, or enter the data by hand.

How to switch to Melvi

  1. Take the free quiz. In about 5 minutes, without connecting any bank, you see what is left or short in your month.
  2. Choose the plan by the number of banks you use, and subscribe.
  3. Connect your banks through Open Finance, or upload a statement, and see the next 12 months.

You don't need to bring anything from your old app. Through Open Finance, Melvi pulls the last three months of transactions from your bank.

How we checked

We took the facts about Organizze from its public pages, read on November 12, 2026: its home page, its plans page, and its AI connector page. Prices and features change over time, so always check the Organizze website.

Organizze is a trademark of its owner. Melvi has no connection to Organizze, and this page was not made or reviewed by its owner. Found something out of date or wrong? Write to contact@meetmelvi.com and we'll fix it.

We also compare Melvi with Mobills.