Who makes Melvi, and why
Melvi is a Brazilian personal finance app. It brings your accounts together, calculates what is still due, and shows what is left. The choice stays with you.
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What Melvi does
Melvi brings together, organizes, calculates, plans, and warns you. It gathers your accounts, cards, card bills, and installments, looks at the next 12 months, and shows how much of today's money already has somewhere to go and how much is free.
- Shows what is still due: card bills, installments, and regular bills, month by month.
- Simulates a purchase before you make it: buy now, wait, or pay in installments, and see what is left in each case.
- Helps you build your emergency fund and goals, with how much you can save without squeezing the month.
- Warns you when the month goes off plan, instead of waiting for you to open the app.
Melvi shows the math and the options, and you make the call.
What Melvi does not do
Melvi only reads. It does not pay, transfer, or invest, and no code in Melvi moves money. It is not a bank, a brokerage, or an investment advisory service. It does not recommend products, assets, or institutions, and no result is guaranteed.
It never asks for your bank password, a verification code, or a Pix payment, through any channel. Anyone who asks for these in Melvi's name is not Melvi.
Melvi and Firvo
Melvi and Firvo are the brand's characters. Melvi does the math and explains it. It answers questions about your money and shows where each number comes from. Firvo gives you a heads-up when a purchase or a card bill takes the month off plan.
When they answer your questions, the answers are generated by artificial intelligence, not by human advisors. Artificial intelligence explains numbers that the app calculates. It does not do the math or make up amounts. You can read how each number is calculated on How Melvi calculates what is left.
Where the name comes from
The name is Mel + VI. Mel is the Portuguese word for honey, and VI is the Roman numeral for six. Six sides make a hexagon, hexagons make a honeycomb, and in a honeycomb every small contribution builds something bigger. Melvi helps you do the same with your money: it does the math, and you make the call.
Who it is for
For adults in Brazil who pay their bills and, at the end of the month, don't know where the money went or can't save. It works on the web, in Portuguese, and also in English and Spanish, for people whose financial life is outside Brazil.
The first step is a free quiz of about 5 minutes that gives a first reading without connecting your bank. Paid plans start with Essential. You can see the prices on the home page.
Who is behind Melvi
Melvi was created in Brazil in 2026. Until the company is registered, the person offering the service and responsible for it is an individual (pessoa física) in Brazil. The contract rules are in the terms of use.
How to reach us
For questions, requests about your data, complaints, and cancellations, write to contact@meetmelvi.com. The most common answers are on the help page. We post news on Instagram at @meetmelvi. How we protect your data is explained on Security and privacy.